"ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA", KNUMJ, م 3, عدد 3, ص 1–26, سبتمبر 2026, تاريخ الوصول: نوفمبر 03, 2026. موجود في: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145