"EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA", KNUMJ, م 3, عدد 1, ص 24–44, مايو 2026, تاريخ الوصول: نوفمبر 02, 2026. موجود في: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101