"EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA". Kwame Nkrumah University Multi-Disciplinary Journal - Zambia 3, no. 1 (مايو 15, 2026): 24–44. تاريخ الوصول نوفمبر 2, 2026. https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101.