«EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA» (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), p. 24–44. Disponible a: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101 (Consulta: 3 novembre 2026).