Sakala, E., Kapena, S., Shikaputo , C. ., & Mwiya, B. M. K. (2026). REGULATORY COMPLIANCE, TRANSPARENCY, AND INSTITUTIONAL SUSTAINABILITY OF MICROFINANCE INSTITUTIONS IN ZAMBIA. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), 113–135. Retrieved from https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/111