Mwiya , M.K. Bruce, Survival Hapambali, Moffat Chawala, Roy Manchisi, Edwin Kasanda, Justice Bwalya, and Timmy Kasonde. 2026. “EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA”. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia 3 (1):24-44. https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101.