Mwiya , M. B., Hapambali , S., Chawala , M., Manchisi , R., Kasanda , E., Bwalya , J. and Kasonde , T. (2026) “EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA”, Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), pp. 24–44. Available at: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101 (Accessed: 15 May 2026).