«EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA» (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), pp. 24–44. Disponible en: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101 (Accedido: 3 noviembre 2026).