“ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA” (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(3), صص 1–26. قابل دسترس در: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145 (دسترسی: 3 نوامبر 2026).