“EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA”, KNUMJ, ج 3, ش 1, صص 24–44, می 2026, دسترسی: نوامبر 03, 2026. قابل دسترس در: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101