“REGULATORY COMPLIANCE, TRANSPARENCY, AND INSTITUTIONAL SUSTAINABILITY OF MICROFINANCE INSTITUTIONS IN ZAMBIA”, KNUMJ, ج 3, ش 1, صص 113–135, می 2026, دسترسی: نوامبر 03, 2026. قابل دسترس در: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/111