« ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA ». 2026. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia 3 (3): 1-26. https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145.