“PEDAGOGICAL AND ASSESSMENT CHALLENGES IN THE TEACHING OF CIVIC COMPETENCIES IN ZAMBIA: : A PHENOMENOLOGICAL STUDY OF UNIVERSITIES AND SECONDARY SCHOOLS” (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(3), पृ. 157–168. पर उपलब्ध: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/123 (अंतिम उपयोग: 3 नवम्बर 2026).