「EXAMINING DETERMINANTS OF CUSTOMER SATISFACTION IN MOBILE MONEY SERVICES SUB-SECTOR: EVIDENCE FROM KITWE, ZAMBIA」 (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(3), pp. 27–55. 入手先: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/144 (参照: 3 11月 2026).