「ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA」 (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(3), pp. 1–26. 入手先: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145 (参照: 2 11月 2026).