「REGULATORY COMPLIANCE, TRANSPARENCY, AND INSTITUTIONAL SUSTAINABILITY OF MICROFINANCE INSTITUTIONS IN ZAMBIA」 (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), pp. 113–135. 入手先: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/111 (参照: 3 11月 2026).