「ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA」, KNUMJ, vol. 3, no. 3, pp. 1–26, 9月 2026, 参照: 11月 02, 2026. 入手先: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145