「REGULATORY COMPLIANCE, TRANSPARENCY, AND INSTITUTIONAL SUSTAINABILITY OF MICROFINANCE INSTITUTIONS IN ZAMBIA」, KNUMJ, vol. 3, no. 1, pp. 113–135, 5月 2026, 参照: 11月 03, 2026. 入手先: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/111