「ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA」. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia 3, no. 3 (9月 27, 2026): 1–26. 参照 11月 2, 2026. https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145.