「EXAMINING DETERMINANTS OF CUSTOMER SATISFACTION IN MOBILE MONEY SERVICES SUB-SECTOR: EVIDENCE FROM KITWE, ZAMBIA」. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia 3, no. 3 (9月 28, 2026): 27–55. 参照 11月 3, 2026. https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/144.