‘ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA’. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, vol. 3, nr. 3, september 2026, pp. 1-26, https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145.