PEDAGOGICAL AND ASSESSMENT CHALLENGES IN THE TEACHING OF CIVIC COMPETENCIES IN ZAMBIA: : A PHENOMENOLOGICAL STUDY OF UNIVERSITIES AND SECONDARY SCHOOLS. KNUMJ [Internet]. 27. september 2026 [citirano 3. november 2026];3(3):157-68. Dostopno na: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/123