“EXAMINING THE DETERMINANTS OF CONSUMER TRUST TOWARDS ELECTRONIC COMMERCE ADOPTION INTENTIONS: EVIDENCE FROM UNIVERSITY STUDENTS IN COPPERBELT, ZAMBIA” (2026) Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 3(1), ss. 24–44. Erişim adresi: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/101 (Erişim: 4 Kasım 2026).