PEDAGOGICAL AND ASSESSMENT CHALLENGES IN THE TEACHING OF CIVIC COMPETENCIES IN ZAMBIA: : A PHENOMENOLOGICAL STUDY OF UNIVERSITIES AND SECONDARY SCHOOLS. KNUMJ [Internet]. 27 Eylül 2026 [a.yer 03 Kasım 2026];3(3):157-68. Erişim adresi: https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/123