《ANTECEDENTS OF E-BANKING USE: A TRUST-EXTENDED TECHNOLOGY ACCEPTANCE MODEL REPLICATION AMONG BANK CUSTOMERS IN LIVINGSTONE, ZAMBIA》. Kwame Nkrumah University Multi-Disciplinary Journal - Zambia, 卷 3, 期 3, 2026年9月, 页 1-26, https://accessjournal.nkrumah.edu.zm/index.php/knuj/article/view/145.